Cybersecurity Awareness: Protect Against Medicare Scams

October is a pivotal time for both Cybersecurity Awareness Month and Medicare’s Annual Enrollment Period. While the focus often falls on health and insurance choices, it’s crucial to recognize the increased risk of scams during this season. Scammers are especially active, preying on the vulnerability that many feel. Whether you're navigating this process for yourself or a loved one, be aware that these threats are real. Let this guide serve as your shield against predatory tactics that aim to steal personal and financial information.

Understand Common Scam Tactics

Scammers are notorious for employing tactics like offering "free" medical equipment or tests in exchange for your Medicare number. Be alert for threats about expiring cards or plans and the use of high-pressure sales language. Knowing these red flags can help you provide no entry for these fraudsters.

Be Cautious with Unexpected Contacts

Medicare will never initiate calls, texts, or emails requesting private information or payments. If you receive such a message, hang up, delete, and report it immediately. Recognizing and rejecting these contacts is a critical first step in protecting your personal information.

Strengthen Your Digital Defenses

Protect your online accounts by creating strong, unique passwords and enabling Multi-Factor Authentication (MFA). Installing reliable antivirus software and keeping your security patches current are vital defenses. Avoid clicking on suspicious links that could open the door to cyber threats.

Be Mindful on Social Media

Limit the personal information you share on social platforms. Even innocent-looking quizzes or posts may be tools to harvest your data, which could be used to breach your accounts or deduce answers to security questions.

Know How to Respond

• Hang up immediately if you receive a sketchy call.
• Block and report any scam messages.
• Avoid entertaining unknown visitors claiming official business on your doorstep.
• Regularly review Medicare statements for any discrepancies.
• Report suspected fraud by calling 1-800-MEDICARE and consult local Senior Medicare Patrols for assistance.

Your vigilance plays a crucial role in safeguarding your personal and financial information. Remember, help is available from Medicare and trusted advisors. Reach out if you have questions or require guidance during this Enrollment Period — staying informed is your best defense.

This guide aims to fortify your defenses against the digital threats that loom large during the Medicare Annual Enrollment Period. Together, we can ensure that you and your loved ones remain safe from scams that target peace of mind and economic security.