Winter Home Prep: Tips for Safety and Savings
By Jensen Agency • 11/12/2025
Get Your Home Ready for Winter
As winter approaches, many homeowners begin to worry about how to keep their homes safe and warm throughout the season. The good news is that by taking a few proactive steps now, you can prevent stress and costly insurance claims later. Here are some easy-to-follow tips to prepare your home for winter.
Update Smart Thermostat Settings
Did you know that modern smart thermostats can adjust automatically to reduce energy waste? By setting your thermostat to maintain a steady 68°F to 70°F while you're at home, you'll ensure your living space is comfortable and energy-efficient.
Clear and Check Solar Panels
If you have solar panels, it's important to activate winter modes and regularly clear snow after storms. Keeping your panels clean will help maintain their efficiency even in the coldest months.
Boost Indoor Air Quality
Improving indoor air quality is essential during winter when homes are closed up. Consider using HEPA filters in your HVAC system or portable units to trap viruses and particles. MERV 13+ filters are also effective at capturing dust and allergens.
Document Your Home Digitally
Creating a video walkthrough of your home and valuables using your smartphone is a great way to streamline potential insurance claims. This digital documentation can save time and reduce stress if you need to file a claim due to winter damage.
Seal Gaps Around Windows and Doors
Sealing gaps around windows and doors is one of the easiest ways to retain heat and reduce energy bills. It's a classic move but remains effective in keeping your home warm and cozy.
Insulate Exposed Pipes
Exposed pipes, especially in basements or exterior walls, are prone to freezing and bursting. Adding insulation can prevent this, saving you from the headache of water damage.
Clean Out Gutters
Before heavy snow arrives, make sure to clean out your gutters. This will prevent ice dams and water backup, which could lead to leaks and other damages.
Schedule a Heating System Checkup
An annual inspection of your heating system is crucial to avoid unexpected breakdowns during cold snaps. A professional checkup can ensure everything is working efficiently.
Even if you only take a few of these steps, they can significantly impact the safety of your home during winter. Being proactive is important, and it's never too late to start.
Consider reviewing your homeowners insurance policy, especially if you're unsure about your coverage during winter weather events. Feel free to reach out to us for assistance and peace of mind as you prepare for the colder months.